May 21st, 2013
The office; a workplace for people with like objectives that team up to achieve business objectives set by their superiors for the betterment of the business. As you’re teamed up with people you’re not too familiar with, sometimes you find great friends and workmates. Sometimes, you’re not so lucky because they act in such a weird manner. Here is a list of the most terrible office behaviours of all time.
1. Racism
Any country’s government has a law against racism, but the law also states that everyone can express themselves and their interests freely. Sadly, some workmates could introduce racism in the workplace. Some try to bully you or even offend you with their statements.
2. The Career Person
Any corporation has one employee who strives every day to impress their superiors in the hopes of gaining a promotion sometime soon. Regardless if they’re doing this for a planned marriage or a stable future for their family, they are still offensive and bossy especially if you get to work with them.
3. Improper Habits
The office is similar to a community; your neighbours must respect your property as you respect theirs. However, some workmates have improper habits like spitting on the floor, chewing gum and sticking it anywhere (including your chair), littering and making coffee circles where their mug lands.
4. The Sprinter
There is that one employee who always goes late to work and eventually runs between closing elevator doors, squeezing him or herself into a crowded pack of employees and running without looking at the people they come crashing across.
Categories: Bizarre, Business, Cultures |
Tags: bad, behavior, behaviour, business, office, terrible, unacceptable | No Comments
May 18th, 2013
While the payment protection insurance (PPI) saga is still very much in the public eye the Financial Conduct Authority (FCA) has reported a fall in claims over the second half of 2012. Around 2.1million claims were made during the period, a small drop from the 2.2million reported in the first half of the year. However, such statistics may be misleading as both are higher than figuresreported for 2011.
Deadline Talks
PPI has become a hot topic in the consumer finance sector and is just one of the many problems experienced in recent years by the UK banking industry. Further interesting reports suggest that almost two thirds of all complaints about banks and financial institutions are concerned with PPI. The banks are now pushing for a deadline to be introduced – of April 2014 – by which all complaints must be filed. The authorities have not yet agreed to such a move, but are known to be considering their options. Some banks fear that the imposition of such a deadline would lead only to an influx of further claims from those who have not decided to claim.
It is estimated that PPI compensation will total some £15billion by the time all claims have been settled, a figure that has had a serious effect on the banking industries profit and loss accounts. The current average payment to claimants is around £3000. Many claimants have been using an online PPI calculator to find out how much they may be owed, and these can be very helpful if someone is not sure whether or not they can claim.
Public Losing Confidence
It is safe to say that, deadline or not, the extra publicity that the subject of PPI claims has received thanks to the banks being told they must pay up will lead to more people putting in claims for compensation for mis sold policies, and this can only be a good thing for the consumer. With banks setting aside billions of pounds to cover the cost of repayment there are plenty more claims to be settled, and the scandal has left the public even less confident in the safety and honesty of the banks in the UK.
Categories: Finance |
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March 31st, 2013
Social media is a powerful tool for communication, building networks, meeting new people and selling a product. The free service allows for virtually infinite numbers of people increasing your products and services’ presence in the market. However, if you have a social media marketing strategy, here are five things to remember.
1. Demographics
Anybody from different walks of life and ages could follow your social media profile, but make sure your strategy focuses on your target market. Consider who will read and make use of your products and services. Once you’ve identified your demographics, you will know the schedule of posts you should make in your social media account, the language you need to use and the nature of your posts.
2. Brand
Your social profiles should portray your product or service brand. Make sure that people notice your logo clearly and the design and colors of every social media profile are comprehensive with one another. Consistency is the secret of making a good brand strategy.
3. Budgets
Most social media allow business to purchase and allow the in-house team to advertise their social media profiles, but you’ll need to set a budget for these premium services. You also need to set a budget for designs, graphics, texts, your social media team and more.
4. Objectives
Your social media accounts have an objective and that is to become a highway of information for people interested in your business. However, this is only a general objective. Businesses should divide the main objective into weekly, monthly and yearly objectives that could help the business gain more from using social media.
5. Personalize
Social media is about people wishing to know more about your products and services and sometimes, interacting with your customers is the key to building your business brand. Engage your customers and entertain them while informing them about your products as well.
Categories: Business |
Tags: business, social media, social media marketing, strategy, tips | No Comments
March 11th, 2013
A victim makes a compensation claim to receive compensation for the injuries and other losses an offender caused through an accident. It is not difficult to make a compensation claim, but it takes a bit of effort to collect the right evidences needed as victims have the burden of proof. Here are a few things to remember.
1. Get a Compensation Solicitor or Personal Injury Lawyer
In certain countries, a small injury goes a long way, both in consequence and in compensation. If you had a simple injury yet you suffered great consequences because of it, you must get a compensation claim solicitor or personal injury lawyer to help you. Their knowledge and experience in personal injury will help make your claim faster.
2. Evidences
After your accident, have yourself a medical check-up from a medical professional or hospital. The medical professional can indicate the type of pain or suffering that you are experiencing and the prognosis of your injury’s future. These include the symptoms you could suffer in the future, the injury’s permanent effects, the medical operations and prescriptions needed etc.
To prove that another party injured you, you’ll need at least a footage of how the accident happened or a police/authority report about the circumstance. Witness statements are also effective in proving your offender’s liabilities.
3. Miscellaneous Damages
Aside from your medical and financial losses because of the accident, you have the right to claim for miscellaneous damages, which includes loss of consortium, disadvantage on the open labour market, emotional trauma, psychological damages and etc. However, these would be difficult if your medical professional does not indicate the possible damages to your career or lifestyle and without the help of a compensation claims solicitor or personal injury lawyer.
Categories: Law |
Tags: claims, compensation claims, injury, personal injury, personal injury claims | No Comments
February 11th, 2013
Britain industry heavyweight Barclays last week pledged £600 million to the continually increasing PPI compensation package. Experts estimate the package to be at £13 billion in total with Lloyds, HSBC, RBS, Barclays and other banks who mis sold PPI contributing to the compensation package early this year.
Barclays provisioned the additional amount because it was slowly running out of compensation for successful claimants and is contending with its million-pound fine imposed by the US and UK regulators concerning the Libor scandal. Currently, Barclays has contributed more than £3 billion for compensating customers mis sold PPI.
Lloyds is currently the biggest contributor to the compensation package with £5.3 billion followed by Barclays. RBS currently has £2.3 billion and HSBC has contributed £1.3 billion for mis sold PPI.
Experts and financial analysts foresee that the compensation package can rise up to £25 billion this year making it the most expensive financial scandal in the United Kingdom. The British Banking Association proposed a deadline to the Financial Services Authority, which the latter refused to consider with great concern over consumer rights.
The banking industry made PPI a central tenet of profit generation during the UK “insurance boom”, where experts estimate that 3.2 million customers were mis sold at least one or two payment protection insurance claims.
Categories: Finance |
Tags: barclays, mis sold PPI, news, payment protection insurance, ppi, PPI claims | No Comments
February 11th, 2013
Computer manufacturers and developers continue to create innovative and helpful products for computer users to aid their daily work or add spice to their computer experience, but some products they create are just plain pointless or distasteful. However, some quirky products actually stick and are actually cool upon second sight. Here are a few products sold on the market today that you can find interesting, if the price is right that is.
1. Tengu
Tengu is a USB-powered device that, once fitted into your USB slot, can give you a fun-filled work day by lip-syncing the songs playing on your playlist and change its mood according to the music’s mood. You could even chat with it with its built-in microphone and voice recognition software. As an inch-tall device, Tengu is built up of bright LED lights that allow him to make 14 different facial experessions.
2. USB Sticky Tape Dispenser
People usually imagine pointless products that could help provide solutions to rare problems they encounter, such as having not enough space in their bag for a tape dispenser and a USB hub device. The USB sticky tape dispenser actually dispenses tape and serves as a USB hub capable of supporting four more USB slots. Pretty nifty especially if you’re running out of USB space, or bag space.
3. USB Heated Seat Pad
It can be very cold in the office and you happened to have forgotten to bring your jacket. Enter the USB Heated Seat Pad, which effectively heats up your buttocks up to 38 degrees Celsius. All these convenience USB-powered, long-term gamers and office people will want this. However, ensure that your computer can generate great power output as the heat might be insufficient when you use it.
Categories: Technology |
Tags: computer, cool, gadgets, list, pointless | No Comments
January 22nd, 2013
Experts see that payment protection insurance is the biggest financial scandal the United Kingdom has faced since the pensions scandal but all UK citizens have the right to file a PPI claim to claim their repayments. However, claimants need to be extra careful when processing their PPI claims ; most PPI claims are rejected by banks even if they are valid and if the Financial Ombudsman can’t help you, you are wasting precious time. Here are the common mistakes that most claimants make with their claims.
1. Not Everyone Has a Problem With It
Some customers want to make a claim for their payment protection insurance policy not knowing if they are or are not eligible for the insurance at all. In all cases, virtually everyone in the UK with a loan, mortgage or credit card were mis sold PPI, but there is a slim chance that you are eligible for the insurance. It is advised that you look through the terms and conditions of the contract and if it applies to you.
2. Filing In the Wrong Channels
Some people file their PPI claims directly to the Financial Ombudsman, which is a proper channel, however, experts advise that claimants claim directly from the bank first. It would be faster if the bank actually verifies the claim’s validity and details first before filing with the Financial Ombudsman. Even if banks reject even valid claims and 7 out of 10 claims coming in the FOS are valid, it would be best to alert them that you’ve made your claim and were rejected even if it was valid.
3. Missing Some Requirements
A PPI claims form is an important part of your claim and this should be the first thing that you fulfil before making a claim. Banks can easily reject a simple letter of claiming complete with evidences, but an FOS claims form with a serial number banks cannot easily ignore. If you pass your PPI claim form to the banks first before the FOS, you have a great chance of success.
Categories: Finance |
Tags: claim, Finance, insurance, ppi claim, PPI claims, ppi compensation claim | No Comments
January 20th, 2013
Facebook is a social media platform that is very effective, cheap and reliable for marketing companies, businesses, products and services. However, marketers may be going a little overboard with their social media profiles sometimes. If you’re a Facebook social media manage, always keep these things in mind.
1. Over Posting
Most marketers make a mistake by over-posting. Over-posting is one of the biggest reasons why most people delete a friend from their social network. People are quite annoyed when they see multiple posts or spam of statuses, product updates and promotions from a social media website. While an event-related frequency of photo updates is acceptable, relaying the same message with different words over and over is unacceptable.
2. Third Party Tools
Facebook has its own brand but it allows certain applications to update and manage it remotely. If you’re updating your company’s social media account using a third party scheduling tool, it is likely that your followers would drop you off their list. This is because some people believe the third party tool to be a virus, or finds that there is no “sincerity” with the social media update.
3. Low Interaction With Followers
Do not, ever, remove the wall-posting privileges of your followers to your page. People have lots to say about companies and if you’re making it big, your business brand will be challenged or commended by your followers and possible customers. Allow people to have discussions on your wall and interact with them regarding the topic. It is important to welcome customer opinions, give followers your attention but do not shut them out or up completely.
Categories: Business |
Tags: common, facebook, internet, marketing, mistakes, online, profile, social media, three | No Comments
January 20th, 2013
You might think that hiring a no win no fee claims solicitor is actually expensive, but, no, it isn’t. Claims management companies offer customers a no win no fee basis of service; this means that customers do not have any responsibility to pay for their legal fees if the case is lost. So would you consider hiring a solicitor? Here are some other advantages.
Claims experts are professionals you could depend on knowing the legal premises of your compensation claim. A personal injury claim could cause small trouble for victims especially if insurance companies continue to reiterate the limits of their responsibility. A claims expert’s legal knowledge comes in handy by considering all details to ensure complete compensation.
You actually do not have to do anything at all to get your compensation. The claims expert will be the one to manage your entire claim, paperwork, analysis and all the compensation you could get. You are guaranteed they are doing their best, given that they do not receive anything upon failing your claim. See NoWinNoFeeCo.co.uk to find out more about this.
However, you need to ensure you could trust your no win no fee claims expert with confidential information regarding your compensation claim. They are not miracle workers. By presenting your medical data, insurance company data and other evidences to prove your no win no fee claim is viable, then you can help them work faster for you as well.
Categories: Accident Claims, Finance |
Tags: accident claims, compensation claims, insurance claims, personal injury, personal injury claims | No Comments
January 20th, 2013
Sometimes, a good joke or a witty banter can put a smile on your face. Sometimes, it’s those slanting eyes or facial shape that makes you attractive to another person’s eyes. Every person looks for something unique in another person. Here are four common quirks that people find attractive in people they date.
1. Imperfect Teeth
No matter how much mainstream media upholds the value of hyper-reality in their toothpaste commercials, people will always settle for the things they see on a daily basis. Some people find butterfly-toothed or crooked-toothed people attractive for some reason. It might be because it gives them character or because it fits the person very well.
2. Roundness/Fat/Chubbiness
Certain people are also attracted to those who have added weight. While obese couples do exist, people who have a plus on size for their clothes are found attractive by some males or females. It might be because they possess a quality different from those of the fit and lean type of people, such as intelligence, character and sarcasm.
3. Accent
Speaking properly is an important asset for most people as it helps them do business, but also it helps them find love in the right places. Your speaking accent depends on the part of the world you belong in and the way you speak, if it has character, can make you attractive to another person. Just do it naturally; accent can be a major turn off if you continue to pretend.
4. Height
Some males prefer taller women, some women prefer taller men, and vice versa. Height can make a person attractive. While it might basically suggest symbolic dominance, people might like it when taller women look at them or women like it when men are shorter than them.
Categories: Dating |
Tags: attraction, attractivitiy, dating, list, relationships | No Comments
